It seems unfair that it takes so much effort to lose all that extra weight that you’ve put on so easily over the years. It’s all too easy to spend the entire day siting down nowadays, what with sedentary lifestyles where you put in a full day of work in an office somewhere, only to come home and sit down on the sofa to watch a few hours of television; it’s only made worse by the fact that there’s unhealthy fast food everywhere you turn. Losing weight requires a Herculean effort to avoid these terrible foods and to get at least a little bit of exercise every day, but there is some help on the horizon: using a good herbal or nutritional supplement can make it slightly easier for you to reach your weight loss goals much of the time.
Get Yourself a Leg Up
There’s no magic little weight loss pill you can take. It’s sad but true: you’re never going to lose weight unless you give up the fried food, get on your feet, and start moving, and it’s going to be a slow, rough uphill climb the entire way. Despite all this, there’s nothing wrong with getting a leg up to help you on your way, and this is exactly where weight loss supplements can excel. By providing you that little extra boost, a supplement often can push you past the tipping point towards your weight loss goals, and that’s really the only thing you can actually ask a supplement to do for you in a realistic way.
Don’t Make Things Harder Than They Have to Be
It’s all too easy to become discouraged with your slow weight loss progress. However, minimizing your frustrating experiences is exactly what weight loss supplements do best – or the ones that work well do, anyway. These supplements have many different functions, but one of the best choices out there would be a supplement like garcinia cambogia extract, an all-natural fruit extract that naturally reduces food cravings safely and effectively. Taking garcinia cambogia might not make it possible to be satisfied with a single rice cake and a glass of water for every meal, but it could make you feel full enough to avoid going back for seconds during dinner – and that’s a small but serious victory when you’re trying to lose weight.
If you like to think of yourself as a beer enthusiast but have never had anything other than a national brand brewed in massive batches of thousands and thousands of gallons at once, you’re probably not nearly as knowledgeable as you might think. In fact, you’ve probably got a lot to learn, so here’s a quick primer as to what you’re missing – and how to fix the problem.
It’s Not All Miller and Bud
There are so many excellent, truly tasty beers out there that aren’t brewed and bottled by companies that feature Clydesdales in their commercials. In fact, some of the most noteworthy beers might be brewing right under your nose in a local microbrewery, a small-scale brewer that produces hand-crafted beer and then sells it at local pubs and beverage stores. Microbrews often incorporate the kinds of ingredients that you’d never see in a nationally-distributed beer, offering the kind of taste sensations that can thrill your tongue. Microbrew beers are also often much fresher than their big bad brothers, as the cases of these tasteless, mass-produced drinks can sit on the shelves of your local supermarket for weeks on end, so if you want fresh, amazing tasting beer that will dazzle your taste buds, look and see if there are any microbreweries in your area.
Even better than a local microbrewery is one that’s connected to a pub or one that’s affiliated with a beverage distributor that specializes in offering freshly brewed, delicious beer to the public. A trip to a pub or beverage distributor that features their own microbrewed beer on tap is going to offer you an especially wonderful treat: the opportunity to take some home for later. These places routinely sell beer growlers, large glass jugs with gasket-seal or threaded tops that can be filled with sweet, delicious nectar and taken with you to be enjoyed responsibly at home. A customer buys the growler – often a handsome bottle with the name of the brewery etched or printed on it – and it’s theirs to keep; they only have to pay a few dollars for a fill-up every time they come, and it’s usually a treat that’s as tasty as it is affordable. Just remember to not let it sit too long in your refrigerator once you get home, as the beer you bring home in a growler is meant to be enjoyed quickly so as to preserve its flavor and carbonation.
If it’s time to shop around for a new car but you’re biting your nails at the prospect of having to finance your purchase, you wouldn’t be the first one to go through that anxiety. It can be nerve-wracking to apply for vehicle financing, especially if you have to go down to your local bank branch or sit in the waiting room of your car dealership’s financing office.
However, just because you need to find a way to pay for your prospective new car doesn’t mean that you have to subject yourself to the kind of stress and scrutiny that an in-person credit application or interview can entail. Instead, you can avoid all the hassle by simply shopping online for vehicle financing.
The Internet: It’s Not Just for Car Insurance Anymore
It used to be that when it came to vehicles, the only true use the internet had was to hunt down cheap car insurance. Comparison websites have become wildly popular as a way of saving money and getting the best deal, but it seemed that digitizing the vicissitudes of the rest of the motor vehicle industry would be out of reach of the online environment, but that has since changed – and changed in a big way.
Now, the number of vehicle finance companies operating exclusively online has rocketed upwards. There are high-quality websites such as www.mylbrookvehiclefinance.co.uk that offer to-notch and reliable vehicle finance options, leaving consumers a broad range of choices when it comes time to decide who they’ll be doing business with.
No Judgments, No Embarrassment
Let’s be honest here: the economic crisis has had a deep impact on almost everyone. The credit ratings of many people are nowhere near as robust as they were just a few years ago, and that means it’s much harder to secure credit today than it was in the past.
The vehicle finance market is no exception to this, but few people nowadays can afford to pay cash for a brand new car. This means that there’s going to be a lot of rejections in store for anyone whose financial health might have taken a beating over the Great Recession, regardless of their economic stability now and in the future. However, applying for vehicle finance online means you don’t have to deal with the regret and pity on the face of your local loan officer or vehicle finance manager when they break the bad news to you that your credit history is too poor to qualify for a lease. You might consider it vain to spare yourself this little indignity, but it only takes one or two instances of this to send someone into a spiral of depression. Do yourself a favor and break that cycle of embarrassment and judgment by shopping online for vehicle financing instead.
If you’re a manager or the owner of a van courier business or any other type of company that sees its employees spending large amounts of time in in their vehicles, you could be in a bit of a bad situation if one of your drivers is suddenly unavailable and you still have to conduct business. You could simply substitute a driver for your delivery van, but you’re putting yourself at risk: if there’s an accident while this replacement driver is on the road, there could be some serious insurance liabilities.
Luckily, there is something you can do to make sure your replacement driver is insured properly before he gets on the road, and that’s investing in one day van insurance. One day insurance is temporary cover you can buy that does exactly what it says: it provides for a single day of cover for a specific person.
Is One Day Insurance a Real Thing?
You might not think about it much, but it’s true: one day insurance cover exists. It’s used mostly in instances of car hire firms offering the service to their customers who just need a van for just 24 hours or so. However, other businesses make use of it occasionally as well, much like the way that the courier van company mentioned above needed to supply cover for a replacement driver for just a day.
It Can’t Be Cheap, Can It?
One day van insurance is both cheap and expensive at the same time. Compared to buying a full year’s worth of cover there’s obviously no comparison, as 12 months of cover can easily be thousands. A single day of cover is much, much less than that – but the bad news is that if you divide a year’s worth of cover by the number of days in the year, you’ll see that the daily cost of a year’s worth of insurance is much cheaper than a specific one day insurance policy.
So Why Take A Day’s Worth of Cover?
Many people would wonder why you wouldn’t just take out a full year’s worth of cover for the one day or so that you need it and then cancel the policy and get your money refunded. Unfortunately insurers aren’t about to let someone game their system that way and have instituted incredibly punishing cancellation fees that can see you getting little more than half of what you paid initially, making it unfeasible to do so. No, your best (and safest) bet is to take out a one day insurance policy instead, and rest assured that it might be expensive, it’s much less costly than ending up with massive liability because of a road traffic accident.
There’s little worse than having to go through a long, arduous process like filing for bankruptcy. Moving through the courts can be a meat-grinder of stress and annoyance, and once you’ve gotten through the other side it’s an immediate relief to leave the whole thing in the past – but there’s one thing you haven’t taken into account: you’ve still got that debtor education course to take before you’re off the hook permanently. This is probably the last thing you want to do right now, but believe it or not refusing to comply with it will halt your debt discharge right in its tracks.
You’ve Got No Choice
You’re probably ready to put your head through a wall at the thought of going through all this time and spending all this money to meet with lawyers, spend time in court, and prepare all the necessary forms to file for this bankruptcy only to be told that there’s one more hoop you have to jump through before you’re free and clear. It seems like such an arbitrary, needless requirement, but you’re not going to get around it: it’s part of bankruptcy law that anyone receiving a debt discharge has to go through this. It doesn’t matter if you’re a single mother working two jobs to support her family or the CEO of a major multinational corporation: you’re not getting away with not attending a debtor education course – not if you want that bankruptcy to be final, anyway.
At Least It’s Cheap
There’s a silver lining to this dark cloud, though. Luckily it costs nearly nothing to take a debtor education course, as you can typically find a company that gives these courses for anywhere between $10 and $15 if you play your cards right. Not only that, that’s a per-household price and not a per-person one, so if you’re declaring bankruptcy jointly with your spouse you won’t need to shell out for the course twice. It’s not much of a savings, but it’s better than adding insult to injury – and for that you can be thankful, can’t you?
And It Doesn’t Even Take Long
Have you ever been to traffic school? It’s usually an all-day affair, capped off with a test that you need to pass if you want to get out, and you’ve got to go to a specific place on a specific date and time in order to attend one of these educational experiences. Debtor education courses couldn’t be more different. A debtor education course has no test at the end, lasts only two hours, and can be taken right at home over the internet. Not just that but you can take the course at your own pace and not someone else’s – if you need to get up and stretch your legs, go grab something to eat, or even run an errand, that course will be waiting for you when you get back. Try doing that at traffic school.
So you’ve got your own business and you’ve been working like a dog in order to get if off the ground. You’re doing everything exactly how you think you should – working long hours, never giving up or missing opportunities, and being a tireless campaigner for your own brand, yet you still seem to be falling behind.
What’s a small business owner to do? Well before you decide to throw in the towel, there’s a few things you can do to halt that slow slide of your business into oblivion. However, one of the best ways to accomplish this is to seek the help of an accountant, especially one that’s well-versed in business matters. Here’s why.
It’s Not Just All About Doing Your Taxes
Most people think of accountants as paper pushers that simply excel at learning the tax code and that can calculate the square root of pi down to the fifth decimal point. However, accountants are more than just human adding machines. In fact many accountant firms like threesquare.ie/ specialize in providing specific, valuable advice to business owners (especially small business owners). It’s this advice that, when followed, can spell the difference between a company shuttering its doors forever or one eventually growing well beyond its owners’ initial dreams. It might seem like a disastrous idea to a small business owner to give up their control and hand it over to someone who they don’t know from Adam, but a disinterested party like an accountant might be just what you need.
The List Goes Ever On and On
Wondering what an accountant can help you do if your business is failing? It’s not a trick question – many of people have the same skepticism when it comes to people that are more at home down in the trenches than up behind the scenes where you can get the big picture. Accountants take a more strategic view of your dream that can enable them to see things that you might not ever even consider. After all, even a cursory glance of your business might reveal some changes that you can make that could have a serious positive impact on your company’s bottom line. Not only that, but some accountant firms have resources at their disposal that you might not even know the first thing about. The decisions and suggestions they may make to you could seem to be coming out of left field, but there’s almost always some very pointed research backing up what they suggest; it’s a good idea to trust them.
Electronic cigarettes are easily the wave of the future. It could very well be time to trade in that old pack of smokes for a sleek, revolutionary little e-cig, but if you don’t know a thing about electronic cigarettes – or don’t think that they’re for you – here’s some very important information for you.
The Great Equalizer
Electronic cigarettes are great for reclaiming your freedom from restrictive or even Draconian smoking bans. Instead of having to nip outside and brave the elements so your cigarette smoke doesn’t offend and annoy those around you, you can safely “light up” an e-cig wherever you may be and know that no-one could possibly complain about just a little harmless and odorless water vapor that’s gone before you even know it. Not only that, but you’ll likely draw attention and admiration from onlookers for not only being considerate of other people but also having the coolest bit of technology around.
Not All E-Cigs are Created Equal
The electronic cigarette may be a relatively straightforward piece of technology – little more than a battery, an atomizer, and a mouthpiece – but there are so many different e-cig manufacturers offering such a wide array of products that you’re going to need a crash course in the varied landscape out there before you can pick the perfect product for you. If it’s your first experience, you may want to begin with a relatively inexpensive disposable electronic cigarette, but there are drawbacks to such a choice: more expensive e-cig systems offer the kind of custom experience that a disposable, non-refillable electronic cigarette can. With a more advanced product, not only will you be able to simply screw in a new cartridge when you run out, you can easily decide just how much nicotine you want in your e-cig (including none at all!) and what any other flavorings if any you want included.
The Internet is a Powerful Tool
Comparison websites like Canada ecigs are an invaluable resource when it comes to finding the best value for you if you’re shopping for an electronic cigarette online. A comparison site offers the kind of information you need to make a decision between several online retailers at a glance, saving you not just time but quite easily money as well – you are much less likely to end up needlessly throwing away your cash on a substandard product thanks to the reviews and information you can find on a comparison site, as these sites will point out to you any known issues with certain distributors or particular products each distributor may carry.
Just because you’ve received a structured settlement as part of your personal injury compensation package instead of a lump sum payment doesn’t mean that your world is going to come crashing down around your ears. There are several advantages to having that compensation come to you over time in the form of an annuity, but you can still change your mind after the fact if you’ve got a good enough reason. Selling an annuity payment is a real thing that you can try to do, but before you go ahead and do it here’s some things to keep in mind.
You Won’t Get Full Value
If you’re going to sell your annuity, you’re not going to get the full value of your entire compensation amount. That’s because the company you sell your settlement to in exchange for that lump sum is only going to take your settlement if there’s something in it for them, so you’ll have to offer it at a discount. In other words, you might only get $90,000 to $95,000 on a $100,000 structured settlement, but it’s better than having that cash locked away from you isn’t it?
It’s Not an All or Nothing Decision
You don’t have to trade in your entire structured settlement if you don’t want to. In fact you can simply sell off the rights to several of your payments for a lump sum and keep the remainder for you to look forward to down the line; this is a great way to access just enough of your cash up front to get done whatever it is you want to get done without stripping away your long-term security. It’s the old belt-and-suspenders approach and it could very well work for you.
You’ll Have to Have a Good Enough Reason
Compensation payments are legal instruments. Its terms were agreed to between you and the other party, and a judge had to sign off on it to make it binding, so if you want to revisit that you’re going to have to go back before a judge and tell him or her why you need to sell off some or even all of your payments for cash up front. If the reason is good enough – like you want to invest in buying a home while the real estate market is still favorable – you’re likely to be successful. Just want to buy some fancy doodads and gadgets? The judge will probably laugh in your face.
If you are always seeing a big fat zero in your bank account, and making ends meet is a problem, then there is a high chance that you are making crucial money mistakes.
However, you can easily turn the tide in your favor. Simply pay attention the the following 5 money mistakes, and then commit to doing the opposite.
Relying on short term loans
Taking out a short term loan once or twice is okay, but once it become a habit then you are in real trouble.
The reason? Because short term loans often come attached with very high interest rates, and when you miss a payment you will be punished with crazy charges and fees.
Never saving any money
It might sound obvious, but one of the main reasons why people always struggle with money is because they never save any of it.
For this reason, it’s a good idea to save a portion of your income into a special bank account. Not only does this build a solid financial future for you and your family, but it also gives you an emergency fund that you can call on in times of crisis.
Neglecting to compare prices
In this day and age, you should compare prices on just about everything. Failure to do so is a huge money mistake.
For example, you can compare all of your insurance premiums (car, home, life, etc), energy providers, and even groceries. Simply visit a comparison website, and with a few clicks you will save yourself hundreds, and maybe even thousands of dollars.
Another money mistake that you should stay well clear of is being impulsive. If you go out to buy a tin of beans, and come back with 10 bags of groceries, 7 new skirts, and a plasma TV, then you probably have a problem with impulsive spending.
The best way to combat this problem is by writing everything down that you want to buy, then wait a week, and see if you still feel the same way. This works because you take the “impulse” out of the equation, and start thinking rationally instead of emotionally about your spending.
Lending money to friends
Know this: when you lend money to friends, there is a good chance you will never see the money again.
Not only do you lose out financially, but you also risk losing a friend. With this mind, refrain from lending money to friends. If you do, then you’re sure to regret it later.
You’re no spring chicken when it comes to the burgeoning and rewarding world of customizing your iOS device. You’ve jailbroken your iPhones with the best of them, and you’ve finally gotten your smart phone tricked out so that it looks more like a tricorder than a standard iPhone, but you’re always looking for the next big thing.
Lucky for you, it’s not nearly as hard as you might think to learn about those hot new Cydia apps that are looming on the horizon or that were just released. Here are some great ways to keep in the loop when it comes to the best apps for jailbroken iOS devices.
The Community is Your Best Bet
Thanks to the massive popularity of jailbreaking iOS devices, there’s a huge community of like-minded individuals out there that have a passionate interest in turning their iPhone into something less like a mass-produced, one-size-fits-all corporate product and more like a deeply individualized piece of personal electronics. This community is just champing at the bit to keep you filled in on all the greatest news and rumors when it comes to the next best thing on the horizon.
You can easily gain access to these enterprising individuals through the internet, as there are any number of forums and message boards dedicated to the sharing and spreading of knowledge and information pertaining to the jailbreaking process and all that it entails. This includes the best and newest apps out there – and sometimes you can get into contact with the developers of these apps directly on your favorite message board. How’s that for hearing it from the horse’s mouth?
Can’t Handle the Heat? Get Out of the Kitchen
Message boards and forums on the internet are a fantastic source of information, but they’re also rough-and-tumble places that are filled with anonymous internet denizens that have mouths fouler than a cesspool, and this can sometimes be trying on a person’s soul.
However, if the heat is too much for you in the kitchen, simply move to the dining room – in a manner of speaking, anyway. There are some great websites out there dedicated to scouting out the best Cydia apps and writing up articles about them, publishing them in an easy-to-read and informative format that doesn’t involve having to wade through a filthy ocean of Yo Momma jokes in order to get there. It could be a much better use of your time and energy than delving into your favorite (or least favorite) message board or internet forum.
If you’re suffering from cash flow problems even though you’re getting a structured cash settlement payment every month, it can be a frustrating experience. You may ask yourself “how do I sell my structured settlement in order to get myself out of this mess?” but oftentimes you might not even know where to turn to or who to ask. Well, worry no more; here’s all you need to know about selling your structured settlement for a lump sum.
The Money Is Yours, Even if It Hasn’t Been Paid to You Yet
Just because you’re receiving your settlement over the course of a long period of time in bits and pieces doesn’t mean that you’re not entitled to the whole thing. You have the right to decide what happens to your money and how it’s paid to you; you can legally transfer your settlement to another individual or company in return for a cash payment. In fact, you can’t complete a transaction without standing up before a judge for him or her to rubber-stamp the agreement.
These Companies Are Here to Help You
The companies that specialize in buying out structured settlements in return for cash are very good at what they do. Yes, it’s true that you’re going to be selling your settlement at a discount to these companies – they’re out to turn a profit, after all – but they’re in existence to provide you with the relief you need by cutting through all that red tape and getting you the money you need. You simply need to select one from a large group of buyers that are out there, and they will be happy to offer you a contract agreement.
You Can – and Should – Seek Legal Advice Before Agreeing to Sell
Just because you found a buyer that’s willing to trade your settlement for a large sack of cash doesn’t mean that you need to go with this company. In fact it’s in your best interest to have that contract agreement they’re offering you gone over with a fine-toothed comb by your own legal expert. A good lawyer that’s well-versed in structured settlement transfers can make sure that your best interests are being looked after and you’re not going to end up on the bad side of this bargain – it may cost you a few bucks to access a lawyer’s expertise, but it’s easily worth every penny if he or she finds some language in the contract that you might have missed.
Seattle is one of the most picturesque cities in the Pacific Northwest, if not the whole United States. If you haven’t yet planned a trip to the Emerald City, you’re missing out on some major fun and excitement: here’s five reasons why you need to book your next vacation in beautiful Seattle.
You Can Stay in Style
There are a wide selection of luxury Seattle hotels that are just waiting for you to book a reservation. These four-star establishments offer the very best in service and amenities, making your stay in the Emerald City comfortable and memorable. On top of the amazing hospitality these hotels have to offer, you can easily find a room that’s reasonably priced, especially if you avail yourself of wonderful offers on the internet.
Amazing Vistas Await
Almost everyone knows that one of the biggest landmarks in Seattle is the Space Needle, an amazing monument built for the 1962 World’s Fair that towers 60 stories high into the sky. However, did you know that you can visit the very top? It’s true –you can see an amazing panoramic view of the city in a full 360 degrees. Going at night is even more magical, as the bright lights of the Emerald City twinkle all around you like a kaleidoscope.
Some Cheese with that Wine?
Most people think of California when they imagine Pacific coast wine country, but the truth is that the Seattle area has some of the best and most award-winning wineries in the area. You can have your pick of wine-tasting events all year round in order to sample the fantastic wares of these wineries. If you’re more of a beer drinker, you won’t be left out, though; there are a number of microbreweries in and around Seattle that will leave your taste buds tingling.
Get Yourself Some Culture
The museums in Seattle as truly remarkable. The world-renowned Seattle Art Museum has a stunning collection of both Native American and Asian art, and the Museum of Flight has a dazzling array of not just airplanes but spacecraft as well and features more than 150 different exhibits.
It’s an All-Inclusive Package
You can easily experience the full package of Seattle’s amazing sights by purchasing a CityPass, which gets you in to all the major attractions at a fraction of the price you would pay if you paid for admission one at a time. At less than $70 for adults – or $45 for children – you can save up to 46 percent off the cost of visiting these fantastic landmarks, making a happy vacation an affordable one as well!
When it comes time to seek compensation for an injury you’ve suffered, you’re going to need to understand what you’re in for when you make an accident claim against whomever is responsible for your injuries. Here’s how the personal injury claims system works and what to expect.
It’s a Slow, Arduous Process
The old saying is that the wheels of Justice grind slow but exceedingly small, and unfortunately it’s very true. Personal injury claims often take months and months to resolve, and it’s not uncommon for highly complex ones with the potential for hundreds of thousands or even millions in compensation to take years. This means that making any injury claim can be a long-haul proposition, so make sure that you’re going to be dedicated for months upon months of possible frustration and struggle before finally coming out the other end. Just remember why you’re doing this if you need help staying resolute: you were injured through no fault of your own, and you deserve to be made whole by those responsible.
You Have the Power – and the Responsibility – to Do Your Own Research
One of the most important things that you need to do if you’re going to be bringing an accident claim – or even if you’re just considering one – is to research your options thoroughly. Luckily it’s easy to do so even if you’re stuck at home recovering from a bad injury. Using the internet to conduct this research is a fantastic way to educate yourself, and no matter what kind of injury you might have or how you received it, there are specific resources for you. For instance, if you’ve been in a car accident, you can go to http://www.personalinjurysolicitorsdublin.info/car-accident-claims/ to learn more about the specific process behind car accident claims.
You Need Not Pay Out of Pocket
Cashflow for injured claimants is almost always a problem, especially if you’ve been injured badly enough that you end up missing weeks or months of work – or if you find yourself permanently disabled. Bringing a claim for compensation can be a highly expensive proposition thanks to court costs and legal fees; these costs often place making an accident claim well out of reach for someone who’s suddenly struggling to pay their mortgage, but thankfully there are ways to avoid having to pay your legal counsel out of pocket. In fact, the conditional fee agreement, also known as the no win, no fee arrangement, means that your lawyer will work for you essentially for free and will only be paid out of your compensation amount in the event that your claim is successful. The no win, no fee arrangement makes it possible for disabled and still-recovering claimants to gain access to justice and not go bankrupt for the privilege.
Aluminum is one of those substances that is absolutely everywhere. A lightweight and abundant metal that’s remarkably non-toxic, easy to recycle, and resistant to corrosion, the number of uses for aluminum is mind-boggling, ranging from the foil you wrap your leftovers with to one of the components of solid rocket booster fuel.
You use aluminum nearly every day, whether you realize it or not. There’s aluminum in nearly everything you can think of. In fact, you could be sitting in your aluminum-bodied car, at a stop light hanging from an aluminum pole, talking into a smart phone that uses aluminum in the heat sink of its processor to your spouse back home in a house covered with aluminum siding, all without even batting an eye or thinking about it. It’s simply everywhere and in almost everything you use on a day-to-day basis, quietly helping you get through your day.
The Metal the Won the War
Aluminum is a heroic metal. It played a major historical role in the early 1900s. During the days of the First World War, the burgeoning aviation industry was running themselves ragged in trying to find a lightweight but durable material to use for building warplanes, as the wood and canvas biplanes and monoplanes of the era were flimsy and dangerous. However, planes constructed with aluminum proved lightweight, sturdy and maneuverable, leading to the kind of air superiority that helped turn the tide, saving countless lives in the process.
More Than Just Structural
Not only is aluminum ubiquitous in building materials and technology, it’s present in other aspects of your life as well. Unless you’ve been living under a rock, you’ve probably taken a sip of your favorite soft drink that came out of an aluminum can, and that’s because the metal is eminently safe when it comes to coming into contact with food and drink. However, it’s not just cans; aluminum sports bottles are especially popular because, unlike disposable plastic water bottles, there’s no risk of being exposed to potentially harmful toxins like BPA. Aluminum is also much easier to recycle than plastic, which means that once your aluminum sports bottle reaches the end of its lifecycle it’s not going to end up in a landfill somewhere; instead it’s going to be melted down and re-shaped into some other aluminum product. This makes aluminum a fantastic choice for the environmentally-conscious or those worried about their health.
It’s nice to enjoy a pipe of fragrant tobacco from time to time, but it’s certainly not the most hygienic of activities. Loose tobacco has a way of getting everywhere, and even the sweetest smelling smoke can sting your eyes. However, you can save yourself all this trouble if you simply switch from smoking your pipe – or even your cigar or cigarette – and instead use a vaporizer instead.
Cleaner and Safer
There are so many benefits of using Vaporizers that it’s sometimes mind-boggling. Did you know that it’s much safer to enjoy tobacco through a vaporizer? It’s true – there’s no open flame you can burn yourself with, as the tobacco used in a vaporizer is placed in a sealed and insulated chamber. Heating the tobacco to a point where it releases its components in a vapor without allowing it to catch fire is also safer, as the substances left behind in the chamber, like the acrid smell and harmful chemicals like tar, are never inhaled.
Portability is Key
It used to be that when it came down to vaporizers, the old saying of that “you can’t take it with you” was highly accurate. Older style vaporizers needed to stay put, especially because they needed to be plugged in to a wall socket to work, but thanks to the kind of rechargeable battery technology used in mobile phones, portable vaporizers have cut the cord. You can now carry your own personal vaporizer right in your pocket, as they’re no bigger than a deck of cards. The best part? They’re so well insulated that even while they’re heating up on the inside, they stay plenty cool to the touch, so you can leave it in your pocket with the confidence of knowing you’re not about to burn yourself.
The Talk of the Town
Nobody blinks or even bats an eye when you pull a cigarette out of a pack and spark up a lighter. It’s been done; nothing new to see here, move along. Well, that’s certainly not going to be the case if you walk up to a group of people and pull a little box out of your pocket. “Lighting up” a portable vaporizer is a completely different experience for not just you but for any onlookers, and people are going to remember you. With the modern design elements of many portable vaporizers, they’re more than just utilitarian – they’re a veritable work of art – and nobody’s going to forget the person with the amazing vaporizer that fits in their pocket, will they?
Keeping yourself at a healthy weight is one of the hardest things you can ever do. The amount of willpower and dedication it takes to exercise regularly and eat healthy foods in moderation isn’t easy to maintain, and a lot of nutritional supplement manufacturers play to that. It’s nice to think that there are magic pills out there that can miraculously transform your flabby body into one of a Renaissance statue, especially when all you want to do is order take-out and sit in your sweatpants watching television all night instead of eating yet another salad and then going for a jog in the rain. There are a lot of questionable nutritional supplements out there, but there are also some that, while not being the miracle pill you’re looking for, will help you stay focused on your goals.
The Few, The Proud, the Slightly Effective
When it comes to diet pills and nutritional supplements, you’re never going to find a product that will let you devour an entire pizza at every meal and not gain any wait, despite what its marketing campaign might say. The truth is that the most effective nutritional supplements don’t have miraculous effects but instead simply help you on your way. A good example of this is garcinia cambogia extract, a nutritional supplement that is supposed to act like a natural appetite suppressant. Now, garcinia cambogia does indeed have a slightly beneficial effect when it comes to blunting hunger pains and making it easier to reduce temptation, but it’s not going to allow you to go hours without feeling hungry at all; it’s a help but it’s not a cure-all.
Keep An Eye Out for Useless Additives
The bad thing about nutritional supplements, especially herbal supplements, is that there are fewer quality controls than in the pharmaceutical sector. The purity and concentrations of main ingredients can differ wildly across manufacturers, and some of the less reputable ones might even use useless or even potentially harmful additives and filler products. Even in cases where the main ingredient is largely innocuous – there are no serious garcinia cambogia side effects, for example – you could end up putting things in your body that you never intended to and certainly didn’t want to, so make sure that if you decide to begin taking a supplement that it’s been manufactured in a responsible manner.
This may sound completely counter-intuitive, but your average banking institution may be the very last place you should be looking if you’re in the market for a personal loan. The current state of the financial services industry is an absolute mess, and the old Wall Street giants have fallen on hard times since the worldwide economic downturn. Now, a new movement has begun in the provision of financial services, and the tide has begun to turn away from the traditional lending institutions of yesteryear; instead, more and more borrowers are looking online to find the best personal loans.
Change is Good
Now, most people find it hard to accept that there are other paths to lending that don’t lead through the doors of a traditional banking establishment. It’s more than understandable, since when you’re dealing with large sums of money you want the security of four big strong walls and a well-appointed lobby with friendly, professional bank tellers. However, the truth is that these banks have been failing their customers for quite some time. The banking crisis was just the tip of the iceberg when it comes to poor traditional banking options, and a the number of alternative internet-based lenders has blossomed in the years since, filling a large gap left by the neglect and poor customer service of the oblivious banking giants.
More Is Better
The burgeoning number of new lenders is actually a fantastic thing. While it might be hard to choose one quality lender in a sea of all types of new companies, the sheer volume of online lenders means that there’s a lot of competition for borrowers. A competitive marketplace keeps prices down and drives innovation in the sector, and it also keeps lenders dedicated to growing their business. Traditional lenders are too set in their ways to compete effectively with this sea of new loan providers even if they wanted to, which means the days of sitting in your loan officer’s waiting room only to be told that you don’t qualify for a loan could soon be behind you.
It’s Easy to Choose
The best part about internet-based lenders is that even though there are so many of them, the same technology that has them flourishing also makes it easy to find the right one for you. Financial services comparison websites gather and aggregate data from all these online lenders, presenting it to visitors in an easy to understand format that helps them make the best choice of lender for their needs.
If you’re planning a wedding, you’re most likely under a lot of stress to make it a memorable one. If you’re stressing out over what seems like an impossible task, don’t – there are much more important things to worry about, like enjoying the fact that you’re getting married. Instead, here are some ideas you can use to make your wedding memorable for you, your families, and your guests.
Take a Picture, It Will Last Longer
Wedding photographers can be an intrusive and obnoxious bunch, not to mention a bit on the expensive side. The old stereotype of a pushy wedding photographer bossing around the bridal party and sticking their nose in where they’re not wanted and leaving you and your guests annoyed, but there’s a better way to commemorate your wedding that will keep your guests involved and will cost a fraction of the price.
Buying one or two disposable cameras for each of the tables at your wedding reception and encouraging your guests to use them is a great way to record the events of your all-important day. Candid shots of friends, relatives, and even the bride and groom act as charming reminders and will leave your guests talking about what a great idea it was to use them!
The High-Rent Option
If you like the idea of candid photos taken by your guests but don’t want the relatively low-class option of those sometimes tacky-looking disposable cameras, there’s a bit of a more high-rent option that still doesn’t involve using a wedding photographer. All you need to do is consider renting a large, free-standing automated photo booth for you and your guests to use at their leisure.
Photo booths give your wedding reception a festive, carnival atmosphere, and work very well if you have a theme that coincides with that aesthetic. There are many different companies you can rent famous photo booths from, and while it might not be particularly inexpensive – a four-hour rental will most likely run around $1,000 – it’s certainly something that you and your guests will remember long after they’ve gone home.
The Destination Wedding
If you really want opulence, class, and distinction – and money is no object – consider the destination wedding. There’s nothing that’s more memorable than flying to Hawaii, the Bahamas, or even Tuscany for an elegant wedding, and your guests will be talking about it for years.
Destination weddings take an incredible amount of planning – often years in advance if you’re going to need important things like updated passports – but you’re going to be hard-pressed to find a better option if you want to leave your mark.
If you’ve embarked on a weight loss project for yourself, it can be hard to stay motivated. Lucky for you there are plenty of ways that you can keep yourself on the straight and narrow path towards your weight loss goals.
Your Closest Friends Can Help
There’s nothing better than turning to your closest and best friends for help and having them respond positively. If you’ve got the type of relationship with your friends that you would do anything for them and they would go to the ends of the earth for you, turning to these people in your time of need is going to almost always pay off.
Friends have a way of coming together as a community and supporting people in ways that no one else can sometimes. Approaching your friends and telling them that you have a plan to lose weight and get fit but that you need their help to reach your goal will see them tripping over themselves to offer their aid. One friend might offer you the use of their bicycle or free weights while another will provide you a ton of healthy eating options. Others might actually join the gym with you and work together, or help you in the kitchen to cook fantastic low-calorie meals. At the very least, they will cheer you on; sometimes all it takes is just a few encouraging words to keep you centered on your goals.
Online Support Systems
If you’re looking for support systems that work well in keeping you motivated and on the right track, there are many different organizations out there that can provide this support to you. One of the biggest and most successful ones is Weight Watchers; they’ve been around for years, have helped countless women and men lose weight, and have even recently moved into the online world with internet-based memberships.
Now it can cost a few bucks to join one of these membership programs, and if you’re on a tight budget this might put a strain on your resources. However, there are ways to save here as well. In fact, WeightWatchers.com coupons aren’t nearly as hard to come across as you might think, thanks to the fact that there are affiliated websites out there that offer discount coupon codes all the time. Weight Watchers runs these promotions almost constantly year-round, which means that it doesn’t matter what time of year it is – there will be some sort of coupon code available to you to help manage the cost of membership. In this way you can keep working towards your goal to lose weight without having to worry that it’s going to cost you an arm and a leg.
You know just how expensive a proposition getting involved in an investment opportunity can be. There’s a high level of risk inherent in investing thousands and thousands of dollars in investment capital, and one mistake could see that money wiped out and gone in an instant. Is it any wonder that only people that already have huge sums of capital get into investing?
Well, you might think that way, but the truth is there’s more than one way to skin a cat. There are low-risk, low-capital investment opportunities out there, and by and large one of the most affordable forms of investment is the binary options trading market. Are you skeptical? Here’s just how affordable it is.
No Big-Ticket Entry Fees
While the lion’s share of investment opportunities may require tens of thousands to get started, the binary options market is the complete opposite. In fact, you’re going to be surprised: you can open up a membership account with a binary options trading broker for pennies on the dollar.
Each broker firm varies in how much investment capital binary options traders need to bring with them, but the average is the ultra-low amount of about $250. That’s right, for the price of a typical smart phone you can begin your career as a binary options trader – a big difference than what it takes to get the ball rolling in more traditional investment markets!
Investing Itself Could Cost Nearly Nothing
So it’s already easy to get your foot in the door when it comes to binary options trading, but did you know that the minimum transaction amount for most brokers is $100 or less? It’s true; you won’t have to shell out exorbitant amounts of money just to see it disappear in an instant.
Brokers have latitude when it comes to choosing how much they require their account holders to invest per transaction. A large number of brokers will allow you to put the ball in play for as little as $25, but others are even more flexible by giving you the opportunity to spend $5 – sometimes even less – to get going. There’s no way you’re going to run yourself into massive debt if you’re investing just a $5 bill at a time.
High ROI, Low Risk
Thanks to these minuscule minimum investments, the binary options trader is barely exposing themselves to any risk when you get right down to it – an ideal way for a new investor to get a feel for the market. On top of that, you can even receive up to 15 percent of a failed investment back you’re your broker in the form of a rebate, taking a bit of the sting out of being unsuccessful.
Even better, the return on investment for successful binary options transactions are quite high. A successful investor will see their initial investment grow by a minimum of 65 percent, but each broker offers their own percentages – many offering up to 100 percent. With that ROI you’re doubling your money quite easily – and painlessly as well!
Black Friday sales are old hat. Nobody’s interested in dealing with pushy crowds and depressed store clerks when it comes to going shopping during the holiday season, and popular culture has turned against the old tried-and-true Black Friday sale and instead embraced Cyber Monday, the day after the weekend, as the day to get your shopping done online. It’s more comfortable to sit down at your desk and simply log in to your favorite online retailer than having to rub elbows with the unwashed masses, after all; is it any wonder Cyber Monday is so popular?
That being said, you still need to know a few things before you can get the best out of your Cyber Monday experience. It takes a different mindset than you may be used to, so here are a couple of tips to adapt to your new environment.
Gird Your Loins for Battle
You need to prepare beforehand. Making a plan of attack is supremely important when there are so many different websites out there that will be offering so many Cyber Monday sales, all at the same time. Thankfully there are independent news and information sites out there with invaluable information on online shopping, and there are new Cyber Monday deals posted every day on these sites in order to keep consumers informed. Sometimes these information sites are updated several times a day as the holiday shopping season creeps closer and closer. Starting from a week before, many sites are a flurry of activity in offering not just where you’ll need to go in order to get the best deals on Cyber Monday but other general tips and tricks for maximizing your money during your holiday shopping spree. The best part about these websites is that they’re all free services – you’re never going to need to spend a single penny to find out the best-kept secrets about how to find the best sales on Cyber Monday!
Strike While the Iron is Hot
Just like when you used to go to midnight Black Friday sales to get first crack at the best deals, you need to be the early bird when it comes to online shopping. No, you don’t have to hover over your computer and refresh your web browser at 12:01 AM on Monday morning, but you do need to strike while the iron is hot in the morning. Supplies are limited, which means the earlier you hit the web and place your orders, the more likely it is that the item you want will still be available. Many online retailers have tried to manage this by scheduling their sales for certain times of the day on Cyber Monday, which means that if you can’t get up early on Monday but you know that there’s a sale from 12 PM to 4 PM that day on your favorite website, you can plan your day around it. Just make sure you know where you have to be and when you have to be there so you don’t miss out!
No matter what you might have heard, there’s no such thing as a “get rich quick” scheme when it comes to investing. The best ways to make money in the financial markets has always been to take the long-term approach, where your high ROI is due to a very long-term investment that can take years to mature – or at least that’s the conventional wisdom.
However, you can still make money quickly in some markets without exposing yourself to incredibly high levels of risk. One of the best ways to do accomplish this is to trade binary options, derivative-based financial instruments that feature a high return on investment across a very short-term transaction period.
So How’s It Work?
Binary options trading works by investors making predictions on whether the value of a particular asset will increase or decrease over the length of the transaction period. If an investor’s predictions turn out to be true, then the investment pays off. While there are several different ways to make predictions with different criteria for payout, in the end it’s truly whether or not the price rose or dropped according to your prediction.
Unlike longer-term investments, binary options can reap rewards almost instantaneously. Transaction periods can be as short as you like, though most investors will choose a range of anywhere between 15 minutes to one week. This ensures that your ROI is timely if successful and allows you to reinvest your profits as quickly as possible.
The return on a binary option trade can be quite high. Depending on your choice of broker, ROI can range between 65% to 95% – meaning a $100 investment would net you $165 to $195. Combined with short turnaround times on transactions, this high rate of return is the key to making money quickly in the market.
With such a high rate of return, most people would think that the risk associated with binary options trading would be quite high. However, market risk can be as low or as high as an investor wants, as the majority of brokers require ultra-low minimum investment amounts. Minimums of $1 or $2 aren’t unheard of, though many brokers will request a minimum of $25 from their investors – and investors can risk as much of their capital as they wish.